Surveyor – a little familiar word for a simple commoner. However, when questions arise concerning the deeper points of an assessment or inspection, one has to deal with its work. It is very important, because by its results, many moments are evaluated, incl. associated with the transportation of material values. In the survey company SKS-M in Russia of the Vladivostok city, the expertise of the surveyor is clear and unbiased, our specialists are oriented towards legislation and provide reports on time. It is important to trust who you work with!
Insurance
Often the question arises: can the insurer carry out the activities of a surveyor? The range of services provided by survey companies is quite wide. And if you start to understand more deeply, namely insurance, the surveyor can play the role of an appraiser of the insurance company. In other words, we are talking about the inspector, an expert who inspects the property, subsequently accepted for insurance.
Such experts are called insurance surveyors or emergency commissioners. According to the results of their work, the insurance company can either accept or refuse to conclude an insurance contract. By the way, the other party participating in the insurance contract may also invite the insurance surveyor to assess the occurrence of the insured case.
Features of the insurance surveyor | The survey program
The work of the surveyor can be divided on two stages:
- upon signing of the insurance contract, when the surveyor is engaged in risk assessment (risk survey or risk management). His task is to objectively define the degree of risk taken on the insurance object. According to the conclusion of the surveyor is seted the amount of the insurance premium and the price of the insurance policy, additional terms are added to the contract, and in general a decision is made about the advisability of insuring the object.
- if an insured accident occurred, the surveyor’s services are needed to clarify the amount of damage
Consequently, the insurer must make an independent assessment before concluding a contract, and for that he must to refer to the surveyors. In the company SKS-M in Russia (Vladivostok) examination of the surveyor is conducted by professionals who will render a competent advice and provide a full range of services you need. We are trusted!